Comprehensive Protection for Digital Nomads

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Terms of Service

Last Updated: January 1, 2024

1. Acceptance of Terms

By accessing and using the Nomad Assurance Digital website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

2. Description of Service

Nomad Assurance Digital provides comprehensive insurance coverage and protection services specifically designed for digital nomads, remote workers, and location-independent professionals.

3. Eligibility

Our services are available to individuals aged 18 and older who are legally eligible to purchase insurance coverage in their jurisdiction of residence.

4. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms.

5. Limitation of Liability

Nomad Assurance Digital shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of New York, United States, without regard to conflict of law principles.

7. Contact Information

For questions about these Terms, please contact us at: [email protected]

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Privacy Policy

Last Updated: January 1, 2024

1. Information We Collect

We collect information you provide directly to us, such as when you create an account, request a quote, or contact us for support. This includes name, email address, phone number, and travel-related information.

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our services, process insurance applications, communicate with you, and comply with legal obligations.

3. Information Sharing

We do not sell, rent, or otherwise disclose your personal information to third parties except as described in this policy or with your consent.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

5. Your Rights

Under GDPR and other applicable privacy laws, you have rights regarding your personal data including access, rectification, erasure, portability, and objection to processing.

6. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place for such transfers.

7. Contact Us

For privacy-related inquiries, contact our Data Protection Officer at: [email protected]

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Cookie Policy

Last Updated: January 1, 2024

1. What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide you with a better browsing experience and analyze website usage.

2. Types of Cookies We Use

Essential Cookies: Necessary for basic website functionality and cannot be disabled.

Analytics Cookies: Help us understand how visitors interact with our website by collecting anonymous information.

Marketing Cookies: Used to track visitors across websites to display relevant advertisements.

3. Managing Cookies

You can control and manage cookies through your browser settings. However, disabling certain cookies may impact your experience on our website.

4. Third-Party Cookies

Some cookies are placed by third-party services that appear on our pages, such as analytics providers and advertising networks.

5. Cookie Consent

By continuing to use our website, you consent to our use of cookies as described in this policy, unless you have disabled them through your browser settings.

6. Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated revision date.

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DMCA Policy

Last Updated: January 1, 2024

1. DMCA Compliance

Nomad Assurance Digital respects the intellectual property rights of others and expects users to do the same. We comply with the Digital Millennium Copyright Act (DMCA).

2. Copyright Infringement Claims

If you believe that content on our website infringes your copyright, please provide our designated agent with the following information:

• A physical or electronic signature of the copyright owner or authorized agent
• Identification of the copyrighted work claimed to be infringed
• Identification of the infringing material and its location on our site
• Your contact information including address, phone number, and email
• A statement of good faith belief that use is not authorized
• A statement that the information is accurate and you are authorized to act

3. Designated DMCA Agent

Nomad Assurance Digital LLC
DMCA Agent
428 Broadway
New York, NY 10013
Email: [email protected]

4. Counter-Notice Procedure

If you believe content was removed in error, you may submit a counter-notice with specific required information as outlined in the DMCA.

5. Repeat Infringers

We reserve the right to terminate user accounts of repeat infringers in appropriate circumstances.

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GDPR Compliance

Last Updated: January 1, 2024

1. Our Commitment to GDPR

Nomad Assurance Digital is committed to protecting your personal data and complying with the General Data Protection Regulation (GDPR) requirements.

2. Legal Basis for Processing

We process your personal data based on:

• Consent: When you provide explicit consent for specific processing activities
• Contract Performance: To fulfill our insurance services and contractual obligations
• Legitimate Interests: For business operations that don't override your rights
• Legal Compliance: To meet our legal and regulatory obligations

3. Your GDPR Rights

Under GDPR, you have the right to:

• Access your personal data and obtain copies
• Rectify inaccurate or incomplete data
• Erase your data under certain circumstances
• Restrict processing of your data
• Data portability in machine-readable format
• Object to processing based on legitimate interests
• Withdraw consent at any time

4. Data Protection Officer

Our Data Protection Officer can be contacted at: [email protected]

5. Supervisory Authority

You have the right to lodge a complaint with your local data protection supervisory authority if you believe we have not complied with GDPR requirements.

6. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected or as required by law.